INTRODUCTION Prudential Assurance of Malaysia created an history by becoming the first company in Malaysia to introduce PRUlink Assurance Account, the first regular premium investment-linked product. With the PAA, it provides the '2 in 1' solution to take care of the changing PROTECTION and INVESTMENT needs of the customers for life.
PRULINK ASSURANCE ACCOUNT PRulink Assurance Account is a flexible whole life product that provides investment options. It puts flexibility and control into the hands of customers to handle their changing PROTECTION and INVESTMENT needs as they go through life stages.
Protection * Change insurance cover and premium contribution
* Take premium holidays and still enjoy valuable insurance protection
* Make withdraws at any time
* Attach optional benefits (e.g: medical insurance) with extra premium Investment * Earn potentially higher return with monthly investments in a choice of 3 PRUlink funds.
* Build up a retirement fund
* Switch investment between PRUlink funds
* Top-ups for lump sum investment PRULINK FUNDS A portion of the premiums is allocated to buys units from any of the PRUlink funds that you have chosen. The choice of fund depends on the risk-return scenario that suits you most:
* 'PRUlink managed fund': is an actively managed fund that seeks to maximise returns over medium to long term. This is achieved by investing in shares and fixed interest securities through 'PRUlink equity fund' and 'PRUlink bond fund' and in any other PRUlink funds that may become available in future. The fund management charge is 1.5% a year.
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Looking for Information:
If you need more info about the products and services please call me at 013 366 1242 or send email.
Abd Rahaman Rasid
Authorised Agent (TM2-00028)
Prudential Assurance Malaysia Berhad rahaman@mail.com |
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WE NEED THE FLEXIBILITY FOR CHANGE Without flexibility, it can be tough to plan for changing needs and unforseen events. All you need is PRUlink Assurance Account for life. Changes We Expect *Single
You may need only a small amount of insurance cover, and concentrate on investment side.
*Married
With a spouse and home, you need much higher insurance protection to cover your responsibilities. You will need to alter the amount you contribute.
*Parent
You need maximum insurance cover to give your children the financial security they need. You may want to save for their education and withdraw regularly from your investment during the university days.
*Empty Nest
Once the choldren leave home, you may reduce your insurance cover and concentrate on the investment side for your retirement.
*Retirement
You may need a regular monthly income. You may want to stop premium payments but still continue the insurance cover. Changes We Don't Expect * Death
* Disability
* Critical Illness
* Sickness
* Injury |
